FR-44 in Fort Myers, FL

The state of Florida mandates FR-44-compliant auto insurance for drivers who have been convicted of serious driving offenses. Unlike standard auto insurance or SR-22-compliant coverage, FR-44 requires higher liability limits. This means that the financial protection against third-party accident-related claims in an at-fault accident is greater, which helps ensure the policyholder can cover more substantial costs in the event of an accident.

If you finance or lease your vehicle, the lienholder can also require physical damage coverage, including comprehensive and collision insurance. Your agent can help you get coverage to comply with these requirements.

How to Secure FR-44-Compliant Auto Insurance

After a conviction that mandates FR-44 insurance, the court will inform you of the need for this specialized coverage. It is essential to act promptly, as failing to secure FR-44 insurance can result in further legal consequences, including suspending your driver’s license.

Once you are aware of your need for FR-44-compliant auto insurance, the next step is to contact your insurance agent. Your agent will guide you through the process, helping you understand the higher liability limits and ensuring that your policy meets state requirements.

In Fort Myers, many insurance providers offer FR-44-compliant auto insurance. However, it is crucial to work with an agent experienced in handling FR-44 cases. They can help you navigate the complexities of the process and ensure that you obtain the necessary coverage without unnecessary delays.

Contact Us

To ensure you meet all legal requirements and secure the appropriate coverage, reach out to our team. We can provide the guidance and support needed to get the required coverage at competitive rates.

Contact Baker Insurance Group Inc. to explore your auto insurance options and get a quote.